SIF: The Middle Path Between Mutual Funds and PMS

Many investors want more sophistication than classic mutual funds, but don’t want the minimums or portfolio-management style of PMS. That is where Specialized Investment Funds (SIFs) become an interesting bridge—built for investors who want sharper strategies with a defined regulatory framework.

The smart way to evaluate a SIF is not by asking “is it new?” but by asking “what job does it do in my portfolio?” Is it meant to enhance returns, reduce volatility, provide diversification, or execute a specific strategy? When the role is clear, the selection becomes easier.

Also, a SIF should be judged with the same seriousness as any structured product: understand risk factors, liquidity expectations, cost structure, and how performance is reported. A product that fits your portfolio is better than a product that sounds impressive.

Truvest Insight:
A product is valuable only when it has a clear role.
 

Disclaimer:
Educational only. Not investment advice.