Switching Products Too Fast: The Hidden Cost of 'Doing Something'

Investors often confuse activity with progress. When markets are noisy, switching between PMS, AIF, and SIF allocations can feel like control. In reality, frequent switching often creates friction, taxes, and missed recoveries.

Good strategies have phases. A quality-focused PMS can underperform during a momentum rally. A credit-oriented AIF can look boring during equity exuberance. A SIF theme can cool off after a hot run. Switching at the wrong time usually means buying the top and selling the bottom.

Before you switch, write down the reason in one sentence. If the reason is emotion, pause. If the reason is role mismatch or rule break, review.

Truvest Insight: Discipline is a strategy.

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